Invoice Factoring Calculator
Calculate how much cash you can access by factoring your outstanding invoices. See your advance amount, fees, and effective cost.
Invoice Details
$
Total value of the invoice to factor
%
Percentage of invoice paid upfront (typically 80-95%)
%
Fee charged on the invoice amount (typically 1-5%)
Your Results
Net Proceeds
$20,500.00
Cash you receive after fees
Advance Amount
$21,250.00
Upfront payment before fees
Effective APR
42.94%
Annualized cost for comparison
| Invoice Amount | $25,000.00 |
| Advance Rate | 85.00% |
| Advance Amount | $21,250.00 |
| Reserve Held | $3,750.00 |
| Factoring Fee | $750.00 |
| Net Proceeds | $20,500.00 |
This calculator provides estimates for informational purposes only. Actual rates, terms, and fees may vary based on your specific situation and lender requirements. Contact us for personalized quotes.