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Glossary

4 sections • 33 total articlesClick sections to expand

Balloon Payment: Definition and How It Works in Business Loans

Understand what a balloon payment is, how it affects your loan structure, and when balloon payment loans make sense for your business.

5 min

Bridge Loan: Short-Term Financing for Business Transitions

Learn what bridge loans are, how they work, and when short-term bridge financing makes sense for your business needs.

6 min

Business Credit Score: How It Works and Why It Matters

Understand business credit scores, how they differ from personal credit, and how to build strong business credit for better financing.

7 min

Capital Stack: Understanding Business Financing Layers

Learn what a capital stack is, how different financing sources rank, and why understanding capital structure matters for your business.

6 min

Cash Flow: Understanding Money Movement in Your Business

Learn what cash flow means, how lenders evaluate it, and why cash flow management is essential for business financing.

6 min

Cross-Collateralization: When Assets Secure Multiple Loans

Learn what cross-collateralization means, how it affects your borrowing, and when this loan structure may be used.

5 min

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  1. Filling out an application for business funding, and submission to our funding partners will not impact your personal credit score, but, depending on the product, accepting an offer may result in a hard inquiry.
  2. Funding time depends on the product you select and lender requirements. Same day funding available for select products; other products may take longer.
  3. Liminal Lending Co. is not a lender. We connect borrowers with lending partners.