Business Financing Affordability Calculator

Calculate how much business financing you can afford based on your cash flow. Compare term loans, SBA loans, lines of credit, equipment financing, and merchant cash advances.

Enter Your Financial Information

Enter revenue and profit margin percentage

$

Average monthly gross revenue

%

Net profit as % of revenue

Your Results

Maximum Affordable Amount

$53,332

For Term Loan

Estimated Monthly Payment

$1,875.00

25% of available cash

Cash Available for Debt

$7,500.00

Based on your inputs

Adjust Rate & Term

16.0%
7%25%
36 months
12 mo60 mo

Important Disclaimers

  • These calculators provide estimates for informational purposes only. Actual rates, terms, and fees will vary based on your specific situation and lender requirements.
  • These estimates do NOT constitute financial advice.
  • These calculations do NOT take into account current market conditions, lender-specific criteria, or your complete financial situation.
  • These estimates should NOT be used as the sole basis for any financing decision.
  • Liminal Lending Co. is NOT responsible for any outcomes resulting from these estimates or any decisions made based on them.

These calculators provide estimates for informational purposes only. Actual rates, terms, and fees will vary based on your specific situation and lender requirements.

These estimates do NOT constitute financial advice. These calculations do NOT take into account current market conditions, lender-specific criteria, or your complete financial situation.

These estimates should NOT be used as the sole basis for any financing decision. Liminal Lending Co. is NOT responsible for any outcomes resulting from these estimates or any decisions made based on them.