Current Rates
Current market rates and fee schedules for business financing.
Try the Current Rates CalculatorAverage Business Loan Interest Rates — February 2026
Current business loan interest rates across all loan types including SBA, term loans, lines of credit, equipment financing, and merchant cash advances. Updated February 2026.
Current SBA Loan Rates — February 2026
Comprehensive guide to SBA 7(a), 504, and Microloan interest rates for February 2026. Includes rate formulas, current prime rate, and comparison tables.
SBA Guarantee Fees — 2026 Schedule
Complete breakdown of SBA 7(a) and 504 loan guarantee fees for fiscal year 2026, including upfront fees, annual service fees, and calculation examples.
Equipment Financing Rates — February 2026
Current interest rates for equipment loans and leases across all equipment types. Includes rates by credit tier, new vs. used equipment, and financing options comparison.
Business Line of Credit Rates — February 2026
Current business line of credit rates from banks, credit unions, and online lenders. Includes rate comparisons, draw fees, and qualification requirements by credit tier.
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