Merchant Cash Advances
Fast funding based on future sales — understand the risks.
Try the Merchant Cash Advances CalculatorMerchant Cash Advances: Everything You Need to Know (Including the Risks)
A comprehensive guide to merchant cash advances covering how they work, true costs, factor rates vs APR, and the risks that MCA providers rarely disclose upfront.
Before You Take a Merchant Cash Advance, Consider These 7 Alternatives
Explore seven financing alternatives to merchant cash advances, from SBA microloans to business lines of credit. Compare costs, qualification requirements, and funding speeds.
Factor Rates Explained: How to Calculate What a Merchant Cash Advance Actually Costs
Learn to decode MCA factor rates, estimate true APR, understand holdback percentages, and identify hidden fees. Includes worked examples at different factor rates.
How to Escape a Merchant Cash Advance Debt Trap
If you are struggling with MCA payments or stuck in a debt cycle, this guide covers refinancing strategies, negotiation tactics, and steps to rebuild toward traditional financing.
The Only 3 Scenarios Where a Merchant Cash Advance Might Make Sense
While MCAs are often poor financing choices, there are rare situations where they can be appropriate. This article explores three specific scenarios with the math to support them.
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