Construction
11 financing guides for construction businesses
Business Loans for Construction Companies: Financing the Build Cycle
How construction companies can access working capital, equipment financing, and bonding support. Navigate project-based cash flow and equipment needs.
SBA Loans for Construction Companies: Financing Heavy Equipment and Real Estate
How construction companies can use SBA 7(a) and 504 loans to finance heavy equipment purchases, office and yard acquisition, and working capital. Navigate lender seasonality concerns.
Term Loans for Construction Companies: Bridging the Gap Between Contracts
How construction companies use term loans to manage working capital between project payments. Strategies for handling lumpy revenue patterns and maintaining cash flow.
Lines of Credit for Construction Companies: Managing Project Cash Flow
Why business lines of credit are the most valuable financing tool for construction companies. Draw for materials and labor at project start, repay when progress payments arrive.
Equipment Financing for Construction Companies: Excavators, Loaders and Trucks
How to finance heavy construction equipment including excavators ($100K-$500K), wheel loaders ($50K-$200K), and dump trucks ($80K-$150K). Match loan terms to useful life.
Merchant Cash Advances for Construction Companies: Why They Rarely Make Sense
Why merchant cash advances are typically a poor fit for construction companies. MCAs require daily credit card sales — construction revenue is project-based, not daily POS transactions.
Invoice Factoring for Construction Companies: Turning Progress Billings into Cash
How construction companies use invoice factoring to accelerate cash flow from progress billings. Address retainage issues, GC payment delays, and collection timing.
Business Loans for HVAC Contractors: Equipment and Working Capital Financing
Discover financing options for HVAC businesses including equipment loans, vehicle financing, and working capital for seasonal demands.
Business Loans for Home Improvement Contractors: Project and Growth Financing
Learn about financing options for home improvement businesses including project-based loans, equipment financing, and working capital.
Business Loans for Electrical Contractors: Tools, Trucks and Project Financing
Discover financing options for electrical contractors including vehicle financing, tool and equipment loans, and working capital for large projects.
Business Loans for Self-Storage Facilities: Acquisition, Construction and Expansion
Learn about financing options for self-storage businesses including acquisition loans, construction financing, and expansion capital.
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