Term Loans
Traditional lump-sum financing for specific business needs.
Try the Term Loans CalculatorBusiness Term Loans: The Complete Guide to Getting a Lump Sum for Your Business
Learn everything about business term loans: how they work, qualification requirements, typical rates by lender type, and how to choose the right option for your needs.
Short-Term Business Loans: When Speed Matters More Than Rate
Understand the tradeoff with short-term business loans: faster funding and easier approval, but higher rates and frequent payments. Learn when they make sense and when to avoid them.
New Business? Here's How to Get a Loan When You Don't Have a Track Record
Strategies for businesses under 2 years old to access financing: SBA microloans, equipment financing, revenue-based options, and how to strengthen your application when you lack history.
Fixed vs. Variable Rate: Which Business Loan Structure Is Right for You?
Understand how fixed and variable rate business loans work, which loan types use which structure, and how to decide based on your term length, risk tolerance, and cash flow needs.
Beyond the Interest Rate: The Hidden Fees in Business Loans (and How to Avoid Them)
Learn about origination fees, guarantee fees, prepayment penalties, and other costs that increase your loan expense. Understand why APR matters more than interest rate alone.
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