Qualifying for Funding

Understand if you qualify and what lenders evaluate in your application.

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3 sections 25 total articlesClick sections to expand

How Much Business Funding Can I Qualify For?

Understand the key factors that determine your business loan amount: annual revenue, time in business, credit score, existing debt, and industry. Includes ranges by revenue tier and links to all loan calculators.

What Lenders Look for in a $25K-$500K Loan Application

Understand the 5 Cs of credit and how lenders evaluate your application. Learn why cash flow often matters more than credit score and what makes applications get approved.

Business Loan Requirements: Revenue, Credit Score & Time in Business

Specific qualification requirements by loan type: SBA 7(a), term loans, equipment financing, lines of credit, and MCAs. Know exactly what you need before you apply.

How Your Monthly Revenue Affects Your Loan Options

Understand revenue-based underwriting, Debt Service Coverage Ratio basics, and what different revenue ranges unlock for business financing options.

What Credit Score Do You Need for a Business Loan in 2026?

A straightforward breakdown of credit score requirements by loan type, the difference between personal and business credit, and how strong revenue can sometimes compensate for less-than-perfect credit.

How Time in Business Affects Your Funding Options

A realistic breakdown of what financing is available at different business ages — from startups to established companies — with specific options for each stage and honest guidance on when to wait.

Collateral for Business Loans: What Counts and What Does Not

A complete guide to collateral in business lending — what assets qualify, which loan types require collateral, how UCC filings work, and what happens if you do not have hard assets to pledge.

Why You Got Denied for a Business Loan (And What to Do Next)

The most common reasons for business loan denial, specific recovery timelines for each issue, and a detailed action plan for what to do after getting denied.

How to Strengthen Your Business Loan Application Before You Apply

A detailed 30-day action plan to improve your loan approval odds, with specific weekly tasks, red flag thresholds, and a complete document preparation checklist.

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