Lines of Credit

Flexible revolving credit for ongoing working capital needs.

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Business Lines of Credit Explained: The Flexible Funding Option Every Founder Should Understand

Learn how business lines of credit work, including revolving vs non-revolving options, secured vs unsecured structures, typical credit limits, interest rates, fees, and when a LOC is the right choice for your business.

12 min readRead article

SBA CAPLines: Government-Backed Credit Lines for Seasonal, Contract, and Working Capital Needs

Explore the four SBA CAPLine programs including Seasonal, Contract, Builders, and Working Capital lines. Learn about the new Working Capital Pilot program, eligibility requirements, rates, and which program fits your business.

14 min readRead article

Line of Credit vs. Term Loan: A Simple Framework for Choosing the Right One

A practical decision guide comparing business lines of credit and term loans. Learn about flexibility, cost structures, use cases, repayment dynamics, and qualification differences to choose the right financing for your needs.

10 min readRead article

Bad Credit? You Can Still Get a Business Line of Credit — Here's Where to Look

Discover how to secure a business line of credit with less-than-perfect credit. Learn about online lenders with 600+ score thresholds, secured options, the role of revenue, and strategies to rebuild credit while growing your business.

11 min readRead article

Why Every Startup Needs a Business Line of Credit (Even If You Don't Need Cash Right Now)

Learn why establishing a business line of credit before you need it is one of the smartest moves a startup founder can make. Understand approval timing, the zero-cost safety net, and how to apply when your business is healthy.

9 min readRead article

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