Restaurants
7 financing guides for restaurants businesses
Business Loans for Restaurants: What Lenders Actually Look For
Restaurant financing options including equipment loans, working capital, and SBA loans. Understand how lenders evaluate seasonal cash flow, thin margins, and industry-specific risks.
SBA Loans for Restaurants: Financing Buildouts, Equipment and Expansion
How restaurants can qualify for SBA 7(a) loans despite industry skepticism. Covers buildouts, major renovations, franchise purchases, and expansion financing.
Term Loans for Restaurants: Fast Capital for Renovations and Pivots
When SBA is too slow: using term loans for emergency renovations, concept pivots, seasonal preparation, and time-sensitive restaurant opportunities.
Lines of Credit for Restaurants: Smoothing Out the Cash Flow Roller Coaster
How restaurants use revolving credit to manage food cost swings, slow seasons, catering deposits, and unexpected repairs without taking on fixed-term debt.
Equipment Financing for Restaurants: Walk-Ins, Ovens, POS Systems and More
A practical guide to financing commercial kitchen equipment including walk-in coolers, commercial ovens, POS systems, and more. Includes typical costs and financing structures.
Merchant Cash Advances for Restaurants: The Trap That Is Easy to Fall Into
Restaurants are the #1 target for MCA providers because of high daily card volume. Understand why MCAs are expensive and what alternatives to use instead.
Invoice Factoring for Restaurants: When It Applies (and When It Does Not)
Invoice factoring only works for restaurants with B2B billing. Learn when factoring applies for catering operations and why it does not fit typical dine-in or takeout businesses.
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